The Post-65 Retiree Medical Benefits Plan


THE POST-65 RETIREE MEDICAL BENEFITS PLAN

Beginning in 2013, DTE Energy changed the way it provides the supplemental Medicare benefit to certain retirees and their spouses or surviving spouses who are 65 years old or older. Once a retiree reaches age 65, the federal Medicare program becomes the retiree’s primary health insurance plan.  Historically, DTE Energy had provided supplemental coverage to Medicare through its group retiree health care plans. Under the new program, once a retiree and his or her spouse or a surviving spouse turns 65, DTE Energy provides each eligible member an allocation in a Retiree Reimbursement Account to purchase Medicare supplement insurance. To assist eligible members in choosing the Medicare supplement insurance coverage that best suits their needs, DTE has partnered with the RHA Program. The RHA Program offers personal attention from licensed RHA Program call center Advocates and provides access to online comparison tools. The RHA Program is provided at no cost to you. (from the DTE Energy website Retirees’ page.)

For those of you who have transitioned from your current plan to the new medical benefits plan, the Retiree Reimbursement Account (RRA) on January 1, 2013 (for non-represented retirees who retired after January 1, 1992 from MichCon or April 1, 1994 from Detroit Edison) we have listed some numbers for you below should you need assistance.

DTE Energy has selected Retiree Health Access (RHA) to help you select health care coverage based on your specific needs. They can be reached at (844) 866-8257.

You can also access the RHA website to review Medigap plans. Their website is www.rhaexchange.com/dte.The login information is on the entry page under “if you are having problems with your ID and password.” The instructions are also shown here.

If all the members of your covered household were 65 as of December 31, 2012, your account was established on January 1, 2013. All othere retirees age-in to RHA on the first of the month in which the youngest member of your covered household turns 65.